Dental & Optical Add‑Ons in Turkish Health Plans
Last updated: 9 October 2025
TL;DR
This guide summarizes the key points about dental & optical add‑ons in turkish health plans. Use the table of contents to jump to a section.
Table of Contents
Dental Add‑Ons
Standard health policies often exclude dental care. Insurers offer dental add‑on packages covering routine cleanings, fillings and extractions. Costs depend on age and plan tier. Some SGK‑registered dentists provide discounted services for public insured members.
Optical Add‑Ons
Optical packages include eye exams, prescription lenses and sometimes corrective surgery discounts. Since SGK offers limited coverage for glasses, private add‑ons fill the gap. Compare annual limits and co‑pays across insurers.
Should You Add Them?
If you require frequent dental or eye care, purchasing an add‑on can save money. For occasional check‑ups, paying out of pocket may cost less than the additional premium. Evaluate your needs and discuss with your provider.
Frequently Asked Questions
Who regulates health insurance in Turkey?
The Social Security Institution (SGK) oversees compulsory health insurance for residents【709035627920171†L116-L132】. Private insurers offer supplemental plans.
What is the waiting period for maternity coverage?
Many insurers require that maternity coverage be part of a broader health plan and may impose a waiting period; one provider notes a 5‑month wait before pregnancy for full cover【125686836929988†L114-L188】.
Do I need travel insurance for a Schengen visa?
Yes. You must provide travel health insurance with at least €30,000 in medical coverage for Schengen visa applications【856552496298626†L119-L160】.
Are earthquakes covered by property insurance?
Compulsory Earthquake Insurance (DASK) protects structural elements of your home against earthquake damage【389714370070008†L38-L68】. Movable property and loss of rent are excluded【389714370070008†L69-L80】.
Sources
- Anecdotal coverage information from insurer FAQs【125686836929988†L149-L154】