Health Insurance Options for Expats and Residents

Turkey offers SGK public coverage, private plans, and international policies. Residence permits often require private insurance with bilingual certificates.

Plan Types

• SGK public social security (co-pays apply).
• Private health insurance with network tiers.
• International plans (Schengen compliance, evacuation).

Hospital Networks

• Basic, Standard, Premium; breadth affects price and out-of-pocket costs.
• Check your city’s in-network hospitals and direct billing.

Typical annual premiums depend on age, network and limits.

CTA: Compare Health Insurance Plans → /tools/health.html

Related: Choosing Hospital Networks (article 12), Senior Health (article 19)