Glossary of Turkish Insurance Terms
Last updated: 9 October 2025
TL;DR
This guide summarizes the key points about glossary of turkish insurance terms. Use the table of contents to jump to a section.
Table of Contents
Glossary
| Term (TR) | Translation / Explanation |
|---|---|
| SGK (Sosyal Güvenlik Kurumu) | Social Security Institution – Turkey’s public health insurance and pension authority. |
| DASK (Doğal Afet Sigortaları Kurumu) | Compulsory Earthquake Insurance – covers structural damage from earthquakes【389714370070008†L38-L68】. |
| TSS (Tamamlayıcı Sağlık Sigortası) | Top‑Up health insurance that covers the gap between SGK payments and private hospital fees. |
| Poliçe | Insurance policy document. |
| Prim | Premium – the amount paid for insurance coverage. |
This glossary explains common insurance terms used in Turkey to help you read policies and talk with providers.
Frequently Asked Questions
Who regulates health insurance in Turkey?
The Social Security Institution (SGK) oversees compulsory health insurance for residents【709035627920171†L116-L132】. Private insurers offer supplemental plans.
What is the waiting period for maternity coverage?
Many insurers require that maternity coverage be part of a broader health plan and may impose a waiting period; one provider notes a 5‑month wait before pregnancy for full cover【125686836929988†L114-L188】.
Do I need travel insurance for a Schengen visa?
Yes. You must provide travel health insurance with at least €30,000 in medical coverage for Schengen visa applications【856552496298626†L119-L160】.
Are earthquakes covered by property insurance?
Compulsory Earthquake Insurance (DASK) protects structural elements of your home against earthquake damage【389714370070008†L38-L68】. Movable property and loss of rent are excluded【389714370070008†L69-L80】.
Sources
- Definitions and explanations compiled from research.